Lenders often allow you to buy discount points, which means prepaying interest upfront to secure a lower interest rate. There may also be an option for negative points, in which the lender pays some of your closing costs in exchange for a higher interest rate. How long you plan to stay in the house is one of the key factors in whether buying points makes sense. You’ll need to do some calculations or speak to a mortgage broker or loan officer to help you decide if buying points is worth it for you.
TOP-SELLING MASTER-PLANNED COMMUNITY FOR SIX YEARS IN A ROW.
The Ranch has many unique neighborhoods offering a variety of lifestyles that share dramatic landscapes with wildlife, forest and wetland preserves. Recreational facilities include the Lakewood Ranch Golf and Country Club, Sarasota Polo Club, Premier Sports Campus, Ancient Oak Gun Club and 54 holes of championship golf.
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